Finance

Spread the cost with flexible finance

At Upgrade and Save, we are committed to delivering excellent service and understand that many customers may prefer the option of paying with finance. So, we’ve partnered with established credit brokers, Ideal4Finance, to enable customers to spread the cost with manageable monthly payments.

Finance is available at a fixed rate of 12.9% APR over three to ten years (36 to 120 months), always subject to the lender’s assessment.

Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.

You can apply online or by telephone and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.

Here is a representative example of a £3000 purchase with a 10% deposit over 3 years: Purchase amount £3000; deposit amount £300; total credit £2700; interest rate 12.9% (fixed); loan duration 36 months; monthly repayment £89.93; total repayable £3237.48; total cost £3537.48.

If you’re ready to apply

Click Apply now to begin the application process or call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9 am to 5 pm).

“Upgrade and Save Ltd is an Introducer Appointed Representative” of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance is available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount, and the term.